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Brokers and consultants already know that much of the growth in health benefit costs is not driven by insurer and TPA rate increases, but rather by the increase in the price and volume of healthcare services. While some of these costs are due to growing survivability rates...

Recently, the Internal Revenue Services (IRS) released an informational letter in response to an inquiry of whether employer shared responsibility penalties (ESRPs) may be waived or reduced based on hardship or other factors. Read this blog post to learn more. ...

Top 3 Funding Methods to Combat Healthcare Costs There are many options in the marketplace for employers when it comes to selecting a healthcare model. While it’s important to evaluate the best fit for your employees, there are a few methods that are above the rest, explained Bill Shimp, a...

The Journal of Sleep Research recently reported that approximately 45 percent of the world's population has chronic sleep issues. Because of this and employers’ growing interest in employees’ emotional and physical well-being, employers are beginning to offer specialized benefits that focus on sleep. Read this...

Healthcare costs in the United States continue to rise, which has placed a large responsibility on employers to try and stem those costs for their employees. The rate of healthcare services is increasing while the cost of receiving those services is also increasing. Read this...

What benefits do your employees want? A one-size-fits-all benefits plan doesn't cut it in this age of the multigenerational workforce and a tight labor market. A multigenerational workforce means that employees will no longer find the run-of-the-mill benefits plans adequate. Continue reading for six voluntary...

A recent survey of 1,000 employees revealed that only 10 percent of workers feel confident in their benefits choices. The same survey also revealed that 33 percent of employees stated their primary emotions as annoyance or dread when thinking about open enrollment. Read this blog...