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Brokers and consultants already know that much of the growth in health benefit costs is not driven by insurer and TPA rate increases, but rather by the increase in the price and volume of healthcare services. While some of these costs are due to growing survivability rates...

Recently, the Internal Revenue Services (IRS) released an informational letter in response to an inquiry of whether employer shared responsibility penalties (ESRPs) may be waived or reduced based on hardship or other factors. Read this blog post to learn more. ...

Are you considering testing out a self-funded insurance plan? Switching to a self-funded plan can seem like a daunting prospect to many HR professionals, but there are also many significant benefits to switching. Continue reading to learn more. ...

Do you offer support to employees that are diagnosed with cancer? Many people with cancer are choosing to continue to work during their treatment. Continue reading to learn how employers can support their employees during their cancer treatment....