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Brokers and consultants already know that much of the growth in health benefit costs is not driven by insurer and TPA rate increases, but rather by the increase in the price and volume of healthcare services. While some of these costs are due to growing survivability rates...

Ninety-six percent of HSA account holders do not invest any portion of their contributions. Health Savings Accounts (HSAs) offer account holders the option to invest and investments are not subject to taxation. Read this post for more on maximizing employee participation in HSA plans....

February last year, twenty states filed a lawsuit asking the U.S. District Court for the Northern District of Texas to strike down the Patient Protection and Affordable Care Act (ACA). Read this blog post from UBA for an update on the status of this court...