06 Dec 2016 Election Results: The Potential Impact on Health and Welfare Benefits

Posted at 08:30h in ACA, ClearPath blog, Employee Benefits, Health Care Plans, Health Care Reform

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From our partner, United Benefit Advisors (UBA) by Les McPhearson Following the November 2016 election, Donald Trump (R) will be sworn in as the next President of the United States on January 20, 2017. The Republicans will also have the majority in the Senate (51 Republican,...

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05 Dec UBA Survey: Grandmothering Protects Many Small Employers from Rate Increases

Posted at 08:30h in ACA, Benefits Administration, ClearPath blog, Employee Benefits, Health Care, Health Care Plans

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Intriguing article from our partners, United Benefit Advisors (UBA) by Mary Drueke-Collins One goal of the Affordable Care Act (ACA) was to develop uniformity in coverage to ensure that all medical coverage included certain services. However, two interim regulations were passed, essentially allowing individuals and employers...

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01 Dec Controlled Groups and Affiliated Service Groups: How They Apply to the ACA

Posted at 08:30h in ACA, Benefits Administration, ClearPath blog, Health Care, Health Care Plans, HR, Study/Research

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Great article from our partner, United Benefit Advisors (UBA) by Danielle Capilla The Patient Protection and Affordable Care Act (ACA) imposes a penalty on “large” employers that either do not offer “minimum essential” (basic medical) coverage, or who offer coverage that is not affordable (the employee’s...

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30 Nov Survey: Enrollment in Consumer-Directed Health Plans Jumps 22 Percent Despite Increase in Plan Costs

Posted at 08:30h in Benefits Administration, ClearPath blog, Health Care Plans, Survey, Workplace

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Great article from our partner, United Benefit Advisors (UBA) by Jason Reeves Our 2016 Health Plan Survey results are in and as our preliminary findings indicated, while employer costs remained steady, employees continue to take on more cost for coverage. With PPO deductibles rising 50 percent,...

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11 Nov The demand for data transparency is mounting

Posted at 08:30h in ClearPath blog, Employee Benefits, employers, Health Care, Health Care Plans

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Interesting thoughts on transparency data from Employee Benefit Adviser, by Suzy K. Johnson December 2003 was a great time for health plans in America. This was when high deductible health plans and the underlying health savings accounts were enacted into law by the federal government. With this...

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09 Nov ACA Exchanges Report: Strong Early Application Activity

Posted at 08:30h in ACA, ClearPath blog, Employee Benefits, employers, Health Care, Health Care Plans, Study/Research

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Busy start to the 2017 open enrollment period 50 percent higher than last year, by Allison Bell Managers of HealthCare.gov say the open enrollment period for 2017 has gotten off to a busy start. The level of activity during the first six hours of the open enrollment period was 50...

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19 Oct Initial 2016 Health Plan Survey Results Are Out: PPO Deductibles Increase Fifty Percent, Employer Costs Remain Steady

Posted at 08:30h in ClearPath blog, Employee Benefits, Health Care Plans, Study/Research

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Originally published by our partner, United Benefit Advisors on August 24, 2016.  The 2016 UBA Health Plan Survey contains the validated responses of 19,557 health plans and 11,524 employers, who cumulatively employ over two and a half million employees and insure more than five million total...

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04 Oct Final Summary of Benefits and Coverage Template and Updates

Posted at 08:30h in ACA, ClearPath blog, Compliance News, Employee Benefits, employers, Health Care, Health Care Plans, Obamacare

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From our partner, United Benefit Advisors (UBA), Final Summary of Benefits and Coverage Template and Updates A Summary of Benefits and Coverage (SBC) is two-and-a-half page (double-sided) communication required by the federal government. It must contain specific information, in a specific order, and with a minimum size...

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29 Sep How to Realize the Full Potential of a Private Exchange

Posted at 08:30h in ClearPath blog, Employee Benefits, Health Care, Health Care Plans, Private Exchange

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Great article from our partner, United Benefit Advisors (UBA) by Michael A. Fleck In Part 1 of this series, I took a few shots at some of the hype around private exchanges, but I still come down firmly on the “pro” side of the conversation. Given the...

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28 Sep How Integration Will Revolutionize Our Healthcare System

Posted at 08:30h in ClearPath blog, Health Care, Health Care Plans

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Great read about integration in healthcare, from Employee Benefit Adviser by Jeff Spahr “One hand doesn’t know what the other is doing.” It’s a cliché, but it’s a vivid metaphor for the chaos that occurs when a body isn’t working together. It also serves as an apt description...

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