Source: United Benefit Advisors, LLC Data in the 2014 UBA Health Plan Survey is based on responses from 9,950 employers sponsoring 16,967 health plans nationwide. Results are applicable to the small to midsize market that makes up a majority of American businesses, as well as to larger employers,...
Source: Employee Benefit News You have probably have heard about the three-legged stool approach to retirement planning. Historically, financial planners have advised that retirees could expect to derive their retirement income from three sources: Social Security, corporate retirement plans and personal savings. It was generally understood that...
Source: United Heartland The official start of winter may still be 12 days away but many parts of the country have already gotten a taste of what the season has in store. We hope your customers are staying warm despite the challenges these wintry blasts have...
The 2014 quarterly newsletter is available! Read more about employee benefits and current issues here...
Originally post December 9, 2014 by Bob Herman on www.businessinsider.com. Dental care is a peculiar niche of the U.S. healthcare system. Even though teeth and gums are just as much part of the human body as kidneys or elbows, they are insured differently — a lot differently. When...
Originally posted December 03, 2014 on www.thinkhr.com. IRS Releases Guidance on Hardship Exemptions from ACA Individual Shared Responsibility Payment and Minimum Essential Coverage On November 21, 2014, the IRS released final regulations relating to the requirement to maintain minimum essential coverage enacted by the Patient Protection and Affordable...
The month of November brought a new delay in reporting required from self-funded plans. Read more here...
Some companies have been marketing a plan that they state satisfies the minimum value requirement (an actuarial value of 60%), based upon a calculator provided by the Department of Health and Human Services (HHS), even though the plan does not cover inpatient hospital charges. Read...
The Employer Shared Responsibility (ESR) provisions under the Affordable Care Act (ACA) go into effect in January 2015. Read more here...
On August 2, 2013 the Centers for Medicare & Medicaid Services (CMS) issued a final rule updating Medicare payment policies and rates under the IPPS and LTCH PPS in fiscal year (FY) 2014. Read more here...