27 Mar Wraparound Excepted Benefits to Launch with Two Pilot Programs

Posted at 08:00h in ClearPath blog, PPACA Report

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Health plan sponsors would be permitted to offer wraparound coverage to employees purchasing individual health insurance in the private market, including the Marketplace, in limited circumstances, under a new Final Rule issued by the Department of Labor (DOL) and other federal agencies. Read more here...

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26 Mar Self-insurance draws new converts among small employers

Posted at 08:00h in ACA, ClearPath blog

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As more small employers switch to self-insurance, how is your stop-loss coverage going to be affected?  Find out more here...

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24 Mar Growing Pains: Why Adolescence Is About To Get That Much Harder

Posted at 14:21h in ACA, ClearPath blog, PPACA

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Employers that are growing up, and are in the awkward teenage years, are about to get a big surprise, and not the good kind. Read more here...

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23 Mar Cost Sharing Limits Changing for 2016

Posted at 08:00h in ClearPath blog, Compliance News

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In the Benefit and Payment Parameters for 2016 Final Rule issued in February of 2015, federal agencies included a clarification that annual cost-sharing limitations for self-only coverage apply to all individuals, regardless of whether the individual is covered by a self-only plan or is covered...

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21 Mar Missing in Action

Posted at 22:05h in ClearPath blog, HR, HR Elements

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Source: United Benefit Advisors, LLC   No matter how good your work team is, if someone is missing, it’s probably never going to accomplish as much as if you had a full roster. It’s a foregone conclusion that people get sick and, depending on the severity of the...

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21 Mar Don’t Worry. Be Appy!

Posted at 16:40h in ClearPath blog, HR Elements

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Source: United Benefit Advisors, LLC   In this day and age, mobile apps are no longer something that's unique to people who have smartphones, nor are they only for "techies" and "nerds" who understand how to use them. Mobile apps are now in the mainstream and implementing them...

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21 Mar They Say It’s Your Birthday

Posted at 14:48h in ClearPath blog, HR, HR Elements

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Source: United Benefit Advisors, LLC   Who doesn’t like cake? Who doesn’t like a party? Who doesn’t like to get recognized? Potentially, HR managers don’t like these because they can often go awry. Birthday celebrations can be a legal and possibly morale-killing land mine. There are numerous considerations...

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20 Mar IRS Provides Details on Reimbursing Premiums for Individual Health Coverage or Medicare Part B, Part D, or Medigap for Active Employees

Posted at 17:53h in ClearPath blog, PPACA

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On February 18, 2015, the Internal Revenue Service (IRS) issued Notice 2015-17. This Notice addresses employer payment or reimbursement of individual premiums in light of the requirements of the Patient Protection and Affordable Care Act (PPACA). Read more here...

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20 Mar Think 2014 tax forms are bad? Here come the 1094 and 1095 for 2015!

Posted at 08:00h in ClearPath blog, PPACA

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Originally posted on March 5, 2015 by Bill Olson on www.ubabenefits.com. Our recent blog reviewed the highlights of the new employer and insurer reporting requirements. UBA has created this quick reference chart to help you sort out who should use which form, and when: For comprehensive information...

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18 Mar Agencies Provide Guidance on Single Benefit Products and Excepted Benefits

Posted at 08:00h in ClearPath blog, PPACA

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Originally posted by Linda Rowling on March 12, 2015 on www.ubabenefits.com. On February 13, 2015, the regulatory agencies issued an FAQ on whether supplemental health insurance coverage that provides additional categories of benefits may qualify as supplemental excepted benefits. Many provisions of PPACA do not apply to...

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