02 Mar Proposed Summary of Benefits and Coverage Template and Updates

Posted at 19:44h in ClearPath blog, Compliance News, Employee Benefits, Health Care Reform

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Original post ubabenefits.com A Summary of Benefits and Coverage (SBC) is four-page (double-sided) communication required by the federal government. It must contain specific information, in a specific order and with a minimum size type, about a group health benefit's coverage and limitations. In February 2016, the...

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02 Mar Enrollment in Vision Plans Remains High

Posted at 10:00h in ClearPath blog, Employee Benefits, Wellness, Workplace

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Original post benefitsnews.com Employers hoping to attract and retain employees need not look further than their vision benefit offerings. New research shows vision benefits have high engagement with employees, but some experts say employers need to work closer with advisers to build the benefit plan workers are...

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01 Mar The Team That Eats Together Performs Better

Posted at 10:00h in ClearPath blog, Wellness, Workplace

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Original post ubabenefits.com Do your employees often eat alone? If so, you may be missing an opportunity, according to an article on the Society For Human Resource Management's website titled, "Breaking Bread At Work Boosts Bottom Line, Study Claims." This goes beyond the simple question of whether...

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26 Feb HRAs, HSAs, and Health FSAs – What’s the Difference?

Posted at 10:00h in ACA, ClearPath blog, Employee Benefits, Health Care Reform, PPACA Report

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Original post ubabenefits.com Health reimbursement arrangements (HRAs), health savings accounts (HSAs) and health care flexible spending accounts (HFSAs) are generally referred to as account-based plans. That is because each participant has their own account, at least for bookkeeping purposes. Under the tax rules, amounts may be...

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25 Feb Post-PACE, UBA Conducts State-By-State Survey of Small Group Definitions

Posted at 10:00h in ClearPath blog, Compliance News, Health Care Reform

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Original post ubabenefits.com The newly enacted PACE Act offered significant relief to employers with 51 to 99 employees who, under the Patient Protection and Affordable Care Act (ACA), would otherwise have been subject to community rating.Community rating, which affects the small group and individual markets, is...

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24 Feb 4 Ways to Talk to Employees So They Listen

Posted at 10:00h in Behavior, ClearPath blog, Employee Communication, Helpful Tips, Management, Workplace

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Original post entrepreneur.com No one likes to be lectured in the workplace. As a leader, you need to communicate with your employees to deliver strategic direction, reinforce corporate culture and rally the troops to achieve company goals and objectives. To be effective, you need to deliver these...

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24 Feb Top 10 Questions about the Minimum Value Penalty

Posted at 10:00h in ACA, ClearPath blog, Health Care Plans, PPACA

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Original post ubabenefits.com An employer that offers minimum essential coverage to substantially all of its full-time employees may still owe penalties if the coverage it offers is inadequate because it is not "affordable" or it does not provide "minimum value." It also may owe penalties on...

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23 Feb Designing Your HRA or Flex Contributions to Meet Affordability Requirements

Posted at 10:00h in ClearPath blog, Compliance News, Employee Benefits, Health Care Reform

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Original post ubabenefits.com An Applicable Large Employer (ALE) that offers minimum essential coverage (MEC) to substantially all of its full-time employees may still owe penalties if the coverage it offers is inadequate because it is not “affordable” or it does not provide “minimum value.” Coverage is...

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22 Feb 7 Tips to Get Your Team to Actually Listen to You

Posted at 05:00h in Behavior, ClearPath blog, Employee Communication, Helpful Tips, HR, Management, Success, trending, Workplace

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Original post entrepreneur.com Right from the outset, entrepreneurs must pay attention to every communication and opportunity for sharing their passion and vision.  They must communicate effectively, so they can inspire others to come aboard.  They must speak honestly and in ways that reveal their personal character...

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19 Feb Wellness: Let’s Face It; I’m Tired!

Posted at 05:00h in ClearPath blog, Wellness, Workplace

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"I'll sleep when I'm dead." The irony in that statement is that by not getting enough sleep, you may be doing enough damage to your body that death will come sooner rather than later....

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