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Blade is a smooth and charming, visually stunning and very malleable and flexible

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Benefit Squeeze

UBA

The number of small companies offering benefits dropped to the lowest level in 20 years in 2012, according to new LIMRA research. Forty percent of small family-owned businesses offered benefits last year, compared with 47 percent in 2005.  The survey found male-owned businesses (50 percent) were more likely to offer benefits than female-owned companies (37 percent), partly because female companies tend to be smaller.