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Source: United Benefit Advisors, LLCThe IRS has released final regulations that address how wellness incentives or penalties, contributions to a health reimbursement arrangement, and employer contributions to a Section 125 plan are applied to determine affordability. While these regulations were issued in connection with the...

Source: United Benefit Advisors, LLCThere was a nearly 322% increase in the number of plans utilizing an early renewal strategy on December 1, 2013, which delayed many effects of PPACA until December 1, 2014. Of the employers who postponed their renewal date, 94% were small...

Source: United Benefit Advisors, LLCThe Department of Health and Human Services (HHS) has issued its proposed Benefit and Payment Parameters for 2016. While these amounts and dates are not yet final, they may be of help for planning purposes. At this time, HHS expects:Open enrollment...

Source: United Benefit Advisors, LLC Saying that most people are addicted to their smartphones is nothing new, and most of us would deny that we have that addiction. Yet, according to an article in Workforce titled Keep Your (Mobile) Enemies Close, mobile analytics firm Flurry reported in April that...

Source: United Benefit Advisors, LLCIt's the holidays. It's the perfect storm of indulging in food that you may not normally eat.  Whether you get gift baskets in the office, or are just tempted by all the holiday goodies in the supermarket, your mind is constantly...

  Source: National Fire Protection Association Christmas tree fires In 2007-2011, U.S. fire departments responded to an estimated annual average of 230 home structure fires that began with Christmas trees. Home Christmas tree fires caused an average of six civilian deaths, 22 civilian injuries, and $18.3 million in...