02 Jan To Insure or Self-Insure: That is a Good Question

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  So how does one decide to self-insure a health plan or go the fully-insured route?  Not an uncommon question in a marketplace where health insurance premiums seem to be rising almost daily.  But on the other hand, self-insuring a plan has its own set of...

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01 Jan Supreme Court to take On PPACA Cases

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  As a follow up to last week's entry about the Supreme Court taking on the PPACA cases, today the Supreme Court determined to hear three separate cases on the constitutionality of PPACA.  The Court also  set aside 5 1/2 hours for oral argument, to be...

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30 Dec Wellness Programs are a Worthwhile Investment for Small Businesses

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Offering a wellness program can play an important role in a small business's success....

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26 Dec Employers Reducing Prescription Drug Coverage

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Plans using a four-tier design increased from 17 percent to 25 percent from 2010 to 2011....

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23 Dec Small Businesses Can Control Costs with a Self-Funded Health Plan

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“Small business owners tend to change their insurance plans often, as they search for more affordable insurance. Not only does this switching impose costs on the businesses, but it also motivates insurers to take short-term approaches to health coverage for small businesses.” This does not have...

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22 Dec Have You Considered High Deductible Health Plans?

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Do you need help figuring out just how you will provide health care coverage to your employees since costs are rising and laws are changing? ...

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19 Dec Creating a Vision for Worksite Wellness Programs

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Deciding on a worksite wellness program, let alone finding a vision for it may sound like a daunting task. ...

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16 Dec Employers Continue to Look for Savings

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"Employers have been careful not to shift premium costs to employees, but have decided that the better way to shift costs is to require those who use health care services to pay more."...

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13 Dec News Briefs: CLASS Act Dumped

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NO CLASS The Obama administration abandoned its pledge to implement a federal program that would have provided long-term care (LTC) benefits to Americans as part of the health care reform law. The Community Living Assistance Services and Support (CLASS) Act would have allowed qualified participants to...

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12 Dec News Briefs: Reform Costs

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Small businesses continue to face steep challenges with health care premiums....

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