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Brokers and consultants already know that much of the growth in health benefit costs is not driven by insurer and TPA rate increases, but rather by the increase in the price and volume of healthcare services. While some of these costs are due to growing survivability rates...

Most are familiar with the out-of-pocket costs that are associated with healthcare and health benefits. Benefit advisors look for the best possible way for those costs the be lowered and to better suit your life. Now many can look at how to tackle the growing...